Credit 信贷、信用、贷项

A contractual agreement in which a borrower receives something of value now, with the agreement to repay the lender at some date in the future. Also, the borrowing capacity of an individual or company.
An accounting entry system that either decreases assets or increases liabilities.

合约性协议,载明借方即时收取某些有价值的事物,承诺在未来特定日期偿还贷方。此外,也指一名人士或一家公司的借贷能力
减低资产或提高负债的会计入项

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